Student personal accident

Children are often injury prone. Cuts and bruises are usually a normal occurrence. School going children are more exposed to incidental accidents while travelling to and from their school or at their schools itself. The carefree character of children often puts them at risk of accidents as they are unaware of the importance of abiding traffic rules and being safe. Students are often exposed to these risks in the vicinity of the schools which unfortunately can end up being fatal. 

The Allianz Student Personal Accident policy provides compensation to school students in the event of accidents that may occur during and after school, 24 hours a day. 



With the Allianz Student Personal Accident policy, you will be covered for:

  • Accidental Death

  • Permanent Disablement

  • Government/Private Hospital Cash Allowance

  • Compassionate Death Allowance

  • Medical Expenses

  • Funeral Expenses

  • Accident Expenses Incurred as Travelling Expenses


Allianz Student Personal Accident is an annually renewable personal accident policy. 


Drivers & passengers

According to MIROS* 6,872 lives were lost to road accidents in Malaysia in 2010. The statistics indicate that 3.4 deaths occur for every 10,000 registered vehicles. Severe or casual, accidents bring pain and loss not only to the victims but to their families, friends and society. 

Stay protected on the roads with the Allianz Drivers and Passengers Personal Accident Policy. Policyholders and their passengers will be covered for death and permanent disablement resulting from accidental bodily injury of the insured, driver and/or passengers driving or riding as a passenger from the insured’s private car and/or van. 

*Malaysian Institute of Road Safety Research (MIROS)It’s essential for you to insure your vehicle so that you do not have to face unforeseen circumstances that are not only financially burdening but also a huge risk for all vehicle drivers. 

Allianz’s Motor Third-Party Cover will provide you with adequate insurance coverage against third party liabilities caused by accidents.



With Allianz’s Drivers and Passengers Personal Accident Policy, you will be covered as a unit (Driver and Passengers):

  • Death/Permanent Disablement Benefit

  • Medical Expenses Benefit

  • Bereavement Benefit


Sum insured and the premium will vary based on the units purchased. Allianz’s Drivers and Passengers Personal Accident is an annually renewable Personal Accident Policy.


atm shield

We hear you. Let us take the apprehension off your shoulder with ATM Shield. ATM Shield provides you with a 24-Hour cover in the event of snatch theft, attempted robbery. This also covers a situation where your personal belongings are grabbed or attempted to be, from your moving vehicle. ATM Shield also provides compensation for cash lost due to snatch theft occurring within twenty-four (24) hours of an ATM withdrawal.





allianz shield (individual/group)

No one can deny that life is unpredictable. But you can prepare for it by taking away the ‘what if’ and Allianz Shield yourself – the necessary addition to complete your life.



With Allianz Shield, you will be covered for benefits such as:

  • Accidental Death and Permanent Disablement

  • Cashless admission and discharge from all participating hospitals (for all accidents)

  • Renewal bonus

  • Double indemnity cover

  • Dental correction and/ or corrective cosmetic surgery

  • Personal liability cover at one and a half times the Principal Sum Insured

  • Medical expenses due to accidental causes but extended to include Dengue, Malaria or Japanese Encephalitis

  • Bereavement allowance for death due to Dengue, Malaria, Japanese Encephalitis or Chikungunya

  • Hospital income benefit

  • Weekly benefits

  • Sinseh or traditional treatment

  • Reimbursement for prostheses/wheelchair

  • Kidnap cover

  • Permanent impotency or infertility

  • Blood transfusion

  • Ambulance fee

  • Funeral expenses

  • Repatriation expenses

  • Snatch theft

  • Miscarriage due to motor vehicle accident

  • Compassionate care


Extended Benefits:

  • Motorcycling

  • Murder and assault (unprovoked)

  • Accidental Drowning or Near Drowning

  • Suffocation through Smoke, Fumes or Poisonous Gas

  • Poisonous Food and drink

  • Accident consequent upon intoxication of alcohol

  • Intoxication by drugs (drugs must be prescribed by a qualified Medical Practitioner)

  • Amateur sports (except martial arts and boxing)

  • Winter sports

  • Coma

  • Water sports including yachting and water skiing

  • Scuba diving (up to 50 metres deep)

  • Hunting

  • Mountaineering (not involving the use of ropes)

  • Polo-playing

  • Bungee jumping

  • Natural disasters including La Nina, El Nino, floods and earthquakes

  • Strike, riot and civil commotion

  • Insect, snake and animal bites

  • Hijacking

  • Disappearance

  • Exposure to natural elements

  • Terrorism extension

Allianz Shield is an annually renewable Personal Accident Policy.


timber workers group

In an industry that deals with machinery and cutting material, there is a high risk of accidents. The Timber industry produces beautiful wooden products but the job of creating them can put the workers at risk of accidents and even death. 

The Allianz Timber Workers Group/ Personal provides workers from the timber industry with the assurance of compensation in the event of injuries, disability or death caused solely by violent, accidental, external and visible events.



With the Allianz Timber Workers Group/ Personal, you will be covered for: 

  • Accidental Death 

  • Permanent Disablement

  • Temporary Total Disablement 

  • Temporary Partial Disablement 

  • Medical/Surgical Treatment/Hospitalisation Expenses

  • Travelling Expenses 

  • Funeral Expenses


Allianz Timber Workers Group/ Personal is an annually renewable Personal Accident Policy.



Marine fishing is one of the world’s most dangerous jobs. Faced with long hours and harsh environments, fishermen are at a constant risk every time they head out to the sea. 

Experts predict that global warming will increase the frequency and severity of extreme weather. With warmer temperatures, we will continue to face increasingly severe storms and an escalating spiral of physical and economic damage from hurricanes and typhoons.

With so many risks due to volatile weather conditions, fishermen should ensure they are protected from accidents that may occur while they’re at sea. 

Allianz’s Fisherman’s Group Personal Accident is specially tailored to provide protection for fishermen whilst they are working on board their fishing boat or vessel. The policy provides them with compensation in the event of injuries, disability or death caused solely by violent, accidental, external and visible events.



With the Allianz’s Fisherman’s Group Personal Accident, they will receive:

  • Accidental death & permanent disablement – from RM 5,000 to a maximum of RM 15,000 on named or unnamed basis and from RM 20,000 to a maximum of RM 50,000 on named basis only

  • Weekly hospital income benefit

  • Medical expenses and surgical treatment (excess RM 50 each & every claim)


Allianz’s Fisherman’s Group Personal Accident is an annually renewable Personal Accident Policy.


© 2018 by Glowealth Network Sdn Bhd

  • Black Facebook Icon

Best Authorized Allianz Insurance Agent

No.11, Jalan Tiara 20/KU1

Bandar Baru Klang

41150 Klang